1. Prospective mortgage applicants must open a GTHomes Mortgage Account with GTHomes

        a. Save up to a minimum 20% (equity contribution) of the loan amount required
        b. Keep a minimum balance of equivalent of 2 months mortgage payment

2. Submit the following: Completed GTHomes mortgage application form.

3. Offer Letter signed by the prospective seller of the property for which a mortgage facility is being sought.

4. Title document of the property to be purchased

5. For a new building project, additional documents required are:

       - Bill of Quantity from a registered Quantity Surveyor
       - Certified copy of an approved building plan

6. Proof of Income

     For Individuals
           - Most recent 3 months pay-slip, certified by employer,
           - Most recent 6 months bank statement.
     For Companies
          - Corporate profile
          - 3 years audited financial statements and cash-flow projection.
          - Most recent 6 months bank statement

7. Proof of employment - Individual applicants to submit copies of employment letter, promotion or confirmation letter.

8. Copy of life insurance policy (if any)

Select any of GTHomes Classic, GTHomes Direct, GTHomes ESS